Ensuring your clients choose the Right Equity Release
WHO IS THE RIGHT EQUITY RELEASE?
The Right Equity Release specialise in Equity Release Solutions for home owners over the age of 55, who wish to release equity within their property for a variety of requirements.
Introduce your clients to us via our dedicated phone line or email referral form. Our advisers will then be responsible for the whole of the sales process and compliance requirements from this point.
The Right Equity Release is Directly Authorised and Regulated by the Financial Services Authority; we offer a whole of market approach on a National basis.
WHAT MAKES US DIFFERENT?
We offer a National Team of independent financial advisers specialising in giving professional advice on all equity release products.
If you are looking for a professional adviser to advise your clients on all of the equity release options available, to discuss the various advantages and disadvantages, with complete impartiality, we are here to help.
Your clients will benefit from our expertise, in depth knowledge, leading to the right financial decision and financial peace of mind.
We are independent and research the whole market place, we have acquired many preferential terms on behalf of our mutual clients, which are not available elsewhere in the market place.
All of our advisers are fully qualified and have over 10 years experience in giving advice on Equity Release.
Our Proposition includes
- £750 gross (£700 net) referral fee paid on completion of the equity release case.
- A free initial consultation, with no obligation to your clients to proceed any further.
- We offer face to face advice and you are welcome to attend.
- We can offer improved terms from lenders, better than if your client went direct to the lender.
- A simple referral process
- A Whole of Market approach
- Higher conversion rates due to our enhanced terms and experience.
WHAT WE OFFER
Equity Release is a specialise product and therefore may not form part of your core business; however it could offer the solution your clients are looking for.
Our face to face sales process will identify if equity release is the right solution.
There are 3 main types of equity release:
Lump Sum Lifetime mortgage
Lifetime Mortgage - allows you to release a lump sum from the value of your property, with the amount released plus any interest accrued repaid out of your estate when you pass away or move into long-term care
Drawdown Lifetime Mortgage
Drawdown Lifetime Mortgage - similar to a lifetime mortgage, but with added flexibility, as the cash can be released over time, as and when required, which can reduce the amount of interest accrued.
Home Reversion Plan
Home Reversion Plan - you surrender some or all of the ownership of your property in exchange for a lump sum of money and the right to remain living in the house, rent free, for as long as you live.
Lifetime interest only mortgages
Lifetime Interest Only Mortgage –These schemes enable you to raise a lump sum from your property, they are similar to conventional mortgages as you choose to pay the interest each month, this stops the interest being rolled up under the loan. The term can be fixed to tie in with your plans in retirement and as you have chosen to make monthly repayments the balance will remain constant throughout the life of the plan.