Exclusives

Saffron BS adds a 95% First Time Buyer product to our packager proposition with Complete – exclusive to Paradigm Mortgage Services

Saffron

5.79% Fixed rate until 30/04/2015

Complete have teamed up with the Saffron BS to launch a 95% First Time Buyer product. The product is fixed at 5.79% until 30/04/2015 and available to First Time Buyers who can prove 12 months rental payments with a recognised rental agency. The product will be made available to both employed and self-employed applicants who are 25 and over. Full details and how to apply are below.

General Criteria

Purchase only
Minimum age 25, Maximum age 65
Affordability checked on an individual basis
Min loan £30k, max £500k
Minimum property value £100,000
Clients must have a 12 month rental history from a recognisable source
£99 Up front Booking Fee payable with application
£195 arrangement fee (paid on completion)
Lending in England and Wales
Capital Repayment only
Available to employed and self employed
New Build houses accepted - (not flats)

For more information call the Complete Enquiry Desk – 023 8045 0188 or apply online here

New BTL semi-exclusive with Kent Reliance

With our friends at Complete we are pleased to bring you 2 new BTL semi-exclusives:

2 year fixed at 4.19% up to 75% LTV
3 year fixed at 4.49% up to 75% LTV

Rental Yield

Borrowing calculated at 125% times the charging rate or 5% whichever is higher

General Criteria

Residential BTL's only
Up to 10 properties across all lenders
Purchase & Remortgage
No extended tie-ins
First Time Buyers OK
Minimum age 25, Maximum age 70
Borrowing calculated at 125% times the charging rate or 5% whichever is higher
Minimum income £25K
Min loan £25k, max £1m - (will consider over £1m as a exception)

Other products available

Ltd company BTL's, Student Lets, HMO's and Freehold properties with up to 4 self contained units available at rates from 4.98% 2 year discount

Up to 0.35% Proc fee paid

For more information call the Enquiry Desk on 023 8045 0188 or apply online here.