Homebuyer Systems
Paradigm has chosen Homebuyer Systems as its preferred supplier for mortgage sourcing and back office.
Homebuyers has consistently come up with proven solutions for intermediaries with tools that help them deal with dual
pricing and changing consumer needs and values.
Through a close partnership we have secured exclusive pricing with sourcing and the Homebuyers System starting at only £30 pm. See the pricing panel for full details.
Many people will remember Homebuyer Systems by its original name of LTP, which was incorporated in 1994.
The system does not rely on using mortgage sourcing systems such as Trigold and Mortgage Brain as it has its own mortgage sourcing system, which uses the same data as the FSA use for their Comparative Tables, supplied by Defaqto.
Perhaps though the most dramatic increase in customer numbers for Home Buyer, has been the introduction of HBSLite. The impact that this cut down version of the full blown sales system has caused has been immense.
HBSLite gives a massive advantage to brokers using it — it has both Direct and Intermediary products allowing its customers to take advantage of the Dual Pricing.
The Credit Crunch has destroyed the way Brokers used to operate before and they need to reinvent the way they do business to stay relevant and successful. HBSLite provides all they need including the ability to take Debit and Credit card payments for their fees.
The future looks very rosy for Homebuyer customers, and with a strong partnership with Paradigm we aim to bring modern solutions to intermediaries.
To see how HBS compares to the other main mortgage sourcing systems click here.
HBS Lite
This mortgage sourcing system gives you to access all of the deals in the market, not just intermediary products. A “cut down2 version of the full Home Buyer System, see below, this recently launched sourcing system allows you to:
- Source all products, not just intermediary products
- Produce KFIs
- Provide 'Proof of Research'
- Fee Agreements
All of this costs only £15 per month, plus VAT.
To find out more click here, or call 01256 843 983.
Home Buyer
The system is all encompassing and comprises:
- Whole of Market Sourcing (this can be reduced down to panels of Lenders) using the same data as FSA
- Simple, comprehensive, proven compliance
- 100% compliance checking system (Compliance Officer System)
- Sales management system
- Regular Fitness and Competence updates and tests
- Personnel system to update and store required information on Registered Mortgage Advisers (RMA's) and Trainees
- Packaging system
Paradigm Exclusive Pricing Structure
| HBS Product | Paradigm Price* |
HBS Lite |
£15 pm |
HBMI |
£35 pm |
mi-Zone |
£15 pm |
mi-Zone Introducer |
£10 pm |
Best Buys for existing HBS users |
£25 pm |
Standalone Best Buys solution |
£35 pm |
CMIS |
£30 pm |
*(ex-VAT)
What Do You Get?
Modules
- This pricing scale allows customers to take modules to allow them to purchase the modules that are essential to their own business. We understand that one size does not necessarily fit all
Home Buyer Mortgage & Insurance Sales Processes (HBMI)
- This module is the Mortgage & Insurance sales process which includes built in TCF and customer management system. The Advisors diaries are directly linked to the TCF System to ensure customers are managed in accordance with TCF requirements. It is also used by Sales Managers.
HBS Best Buys
- The Home Buyer Systems Best Buys application allows you to create your own customisable best buys table of the latest & best mortgages according to you, showing your customers as much or as little information as you would like them to see. This table can then be published on your website, linked or embedded within e-mails, printed on newsletters or linked in any way you would like.
So how does this generate leads for me?
- When you have created your best buy table a link is automatically created next to each product which will allow your customer to click and express their interest. This link will then ask them to fill in a short fact find which when completed will be directly imported into your Home Buyer sourcing system, or via e-mail if not using one of our systems.
Is this an online mortgage sourcing system for my customers?
The short answer is no, it does not allow your customers to source mortgages, or see any product information you do not want them to see (e.g lender name, product name, etc...)
mi-Zone
A unique sales tool that allows you to interact with your customers and direct lenders.
Contact HBS for full details.
The Compliance Officer System (COS)
- COS includes the full Management Information reporting system
- COS also includes the Broadcast Messaging System and Testing System
- COS has full dairying facilities to ensure follow up of required actions by Advisors
- The system allows for Hierarchies of management of the compliance staff and allows the FSA's requirement for "Checking the Checker"
Treating Customers Fairly (TCF)
- This module allows for control and management of TCF. It includes monitoring of all Advisors diaries in their HBMI system. Many of the diary events such as mortgage reviews at the end of any fixed, discounted, tracker period are automated to ensure they are followed up and the TCF system will report if they are not
Proactive Management System (PAMS)
- The Proactive Advisor Management System (PAMS) manages the checking routines and Advisors compliance management for the COS, so is purchased in addition to COS.
Paradigm Mortgage Services is on Home Buyer Systems & further details can be found by emailing enquiries@homebuyersystems.com or by calling 01256 843983.