Bupa Individual Protection is delighted to be working in partnership with Paradigm Mortgage Services
Introduction
Bupa Individual Protection is part of the Bupa group, the UK’s leading, independent health and care organisation. We specialise in protection and provide a range of policies to protect against financial risks and the consequences of ill-health.
Our suite of products - includes income protection, life cover and critical illness cover. This year, 2009, we have been reaccredited a five star rating from Defaqto for our critical illness products and our income protection product.
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We believe that you are in the best position to help us to offer our products where they are most needed.
Benefits of Bupa Individual Protection products include:
- coverage of each of the 23 ABI conditions. Six of these are enhanced; aorta graft surgery, coma, heart attack, loss of hands or feet, HIV infection and third degree burns
- coverage of 14 additional conditions1 including; chronic rheumatoid arthritis, coronary angioplasty, type 1 insulin dependent diabetes mellitus, systemic lupus erythematosus
- an additional partial benefit payment for low-grade prostate cancer and mastectomy in the presence of ductal carcinoma in situ alongside standard benefit payments
- 24 hours a day access to nurses via the Bupa HealthLine2
- the availability of Best Doctors with critical illness cover3
- offers reduced premiums if we totally exclude applications arising from cancer and multiple sclerosis
- offering cover with a reduced underlying cost where certain critical illnesses are excluded for those with diabetic and cardiovascular risks who would previously have had cover rejected
- child cover available with critical illness cover
- optional fracture cover and reinstatement cover available with critical illness cover4
- child-carer benefit, career break, rehabilitation benefit, houseperson's benefit, proportionate benefit, recurrent benefit, premium waiver benefit with income protection
- a two year limited benefit period and index-linked premiums available with income protection5
- competitive commission rates
You can quote and apply online at www.bupa.co.uk/bupaindividualprotection/online or for more information, please contact your dedicated account manager in the intermediary sales centre on 0845 600 3122* or visit www.bupa.co.uk/bupaindividualprotection
All information correct as at April 2009.
1 Terminal illness is only covered by a Bupa Critical Illness with Life Cover policy, therefore only 13 additional conditions cover by a Bupa Critical illness Cover policy
2 Bupa HealthLine services are provided within the Bupa group and are not a contractual benefit under the scheme. This can be withdrawn in the future.
3 Best Doctors does not form part of the contractual benefits of Bupa Critical Illness cover and we reserve the right to withdraw the service at any time in the future.
4 An additional premium is payable if the fracture cover or the reinstatement options are selected
5 This option is not available with mortgage outlay cover
* Lines are open from 9am to 5pm. Calls may be recorded and may be monitored.