Debt Management – Baines & Ernst 
For over a decade, Baines & Ernst has been working to help people to live a life free from debt. With Debt Management Plans (DMPs) we have helped tens of thousands of people change their lives. The DMP is an informal arrangement between your client and their creditors, and we will use our unrivalled experience to negotiate the best deal for your clients.
With a DMP your client can enjoy these benefits:
- One monthly payment
By making a single payment to Baines & Ernst your client can do away with the hassle of trying to keep up with multiple payments to creditors
- Affordable payments
We work out the payments to the plan based on what your client can reasonably afford, after all their relevant income and expenses have been taken into account
- Interest and other charges frozen
Whilst not guaranteed this is often possible; if this is the case your client’s debts will not increase during the life of the plan. This depends on the client’s individual circumstances and creditors’ agreement
Our typical criteria for a Debt Management Plan (DMP) are:
- More than £5,000 of unsecured debt
- 2 or more creditors
- Disposable income of at least £200/month
- Genuinely struggling with their debt
Commission
60% of first cleared payment.
To register, please click here, or call 0845 634 5802 & quote ‘Paradigm’.