Exclusive to Paradigm: Just For You Lifetime Mortgage
The Just For You Lifetime Mortgage has five LTV tiers. Each tier increases the maximum borrowing available with J1-J4 being on standard terms and J5 the medically underwritten option.
All of the products below are exclusively available to Paradigm members.
All of these products have a Free Valuation, £0 Set Up Fee, and £10,000 minimum advance.
| Product | LTV tiers | Cash Back | Age Range | Interest Rate (MER) Without facility or interest servicing |
|---|---|---|---|---|
|
Just For You Lifetime Mortgage |
J1 | 0 | 55 | 3.04% |
| J1 | 2% | 55-85 | 3.24% | |
| J1 | 5% | 55-85 | 3.54% | |
| J2 | 0 | 55 | 3.05% | |
| J2 | 2% | 55-85 | 3.25% | |
| J2 | 5% | 55-85 | 3.55% | |
| J2.5 | 0 | 55 | 3.40% | |
| J2.5 | 2% | 55-85 | 3.60% | |
| J2.5 | 5% | 55-85 | 3.90% | |
| J3 | 0 | 55 | 3.95% | |
| J3 | 2% | 55-85 | 4.14% | |
| J3 | 4% | 55-85 | 4.35% | |
| J3 | 5% | 55-85 | 4.45% | |
| J4 | 0 | 55 | 4.67% | |
| J4 | 2% | 55-85 | 4.87% | |
| J4 | 5% | 55-85 | 5.17% | |
| J5 | 0 | 55 | 5.94% | |
| J5 | 2% | 55-85 | 6.14% | |
| J5 | 3% | 55-85 | 6.24% | |
| J5 | 5% | 55-85 | 6.44% | |
| J6 | 0 | 65-95 | 5.31% | |
| J6 | 1% | 65-95 | 5.41% | |
| J6 | 2% | 65-95 | 5.51% | |
| J6 | 3% | 65-95 | 5.61% | |
| J6 | 4% | 65-95 | 5.71% | |
| J6 | 5% | 65-95 | 5.81% |