Exclusive to Paradigm: Just For You Lifetime Mortgage
The Just For You Lifetime Mortgage has five LTV tiers. Each tier increases the maximum borrowing available with J1-J4 being on standard terms and J5 the medically underwritten option.
All of the products below are exclusively available to Paradigm members.
All of these products have a Free Valuation, £0 Set Up Fee, and £10,000 minimum advance.
| Product | LTV tiers | Cash Back | Age Range | Interest Rate (MER) Without facility or interest servicing |
|---|---|---|---|---|
|
Just For You Lifetime Mortgage |
J1 | 0 | 55-70 | 2.80% |
| J1 | 2% | 55-70 | 3.00% | |
| J1 | 5% | 55-70 | 3.30% | |
| J1 | 0 | 70 | 2.90% | |
| J1 | 2% | 70-85 | 3.10% | |
| J1 | 5% | 70-85 | 3.40% | |
| J2 | 0 | 55 | 3.18% | |
| J2 | 2% | 55-85 | 3.38% | |
| J2 | 5% | 55-85 | 3.68% | |
| J2.5 | 0 | 55 | 3.64% | |
| J2.5 | 2% | 55-85 | 3.84% | |
| J2.5 | 5% | 55-85 | 4.14% | |
| J3 | 0 | 55 | 4.25% | |
| J3 | 2% | 55-85 | 4.44% | |
| J3 | 4% | 55-85 | 4.65% | |
| J3 | 5% | 55-85 | 4.75% | |
| J4 | 0 | 55 | 5.08% | |
| J4 | 2% | 55-85 | 5.28% | |
| J4 | 5% | 55-85 | 5.58% | |
| J5 | 0 | 55 | 5.64% | |
| J5 | 2% | 55-85 | 5.84% | |
| J5 | 3% | 55-85 | 5.94% | |
| J5 | 5% | 55-85 | 6.14% | |
| J6 | 0 | 65-95 | 5.40% | |
| J6 | 1% | 65-95 | 5.50% | |
| J6 | 2% | 65-95 | 5.60% | |
| J6 | 3% | 65-95 | 5.70% | |
| J6 | 4% | 65-95 | 5.80% | |
| J6 | 5% | 65-95 | 5.90% |