Transforming the way you work with your specialist lending customers

We understand everyone has different needs. At Clever Lending we’ll help you identify and deliver the right solutions for your customers, even if their circumstances are out of the ordinary.


About Clever Lending

We’re a specialist distributor and packager focused on delivering the following solutions which meet your customers’ needs:

With access to the most up-to-date products and lowest rates on the market, we work closely with our extensive lender panel partners to ensure we can provide products for almost any scenario.

We provide the perfect combination of technology, experience and customer service to ensure your enquiries are submitted quickly and easily, whilst receiving support and advice along the way by our team of qualified specialists.

Find out more


Benefits of working with us

  • In-house regulated bridging advice.
  • Second charge products with rates from 3.47%.
  • 24-hour turnaround on DIPs.
  • Next-day payments on completed cases.
  • Complex lending solutions.
  • Expert support and advice.
  • Easy online applications.


Another plus point of working with Clever Lending

Our online broker portal Clever can transform the way you work with your customers. It allows you to:

  • Submit an enquiry at any time from any device.
  • Track all cases 24/7 with real-time case-alerts by SMS messages and emails – directly from the system.
  • Pre-populate application documents to save you time and improve efficiency.
  • Upload documents so all information is saved in one secure place, which can be accessed quickly and easily.

Check out our video and find out more.

As a Paradigm member, you’ll receive 50% of ALL net income, and any payments qualify for the Paradigm Profit Share scheme…speak to Paradigm for further details!


Regulated bridging

We have a team of experts who provide direct regulated bridging advice on your behalf, should you wish. In fact, we’re one of only very few brokers to provide such a service.

We’ll not only keep you updated throughout the whole process, but also pay you exactly the same commission so your income from any completing cases will not be affected.


Second charges

We offer a choice of charging structures on second charge mortgages for introducer business:

Option 1

  • Added to loan.
  • No up-front financial commitment for client.
  • Client does not pay any additional fees, such as valuation fee.
  • You or Clever Lending can give the advice.

Option 2

  • Up-front only package.
  • Adviser can charge their own fee.
  • Clever Lending packages the case to send to the lender.
  • Customer pays valuation fee and all other processing costs as and when required.
  • One-off fee charged at application stage.


 Working together to make things easier for you

We take a flexible approach to ensure we provide support in a way that suits you. We can either work with you on a case, or are happy to deal directly with the customer on your behalf - whichever you prefer.


Get to know us

Speak to our team to find out more about our extensive lender panel and access to market-leading rates.

Just get in touch by either calling 0800 316 2224 or emailing