Foundation Home Loans is a specialist intermediary only lender, that provides Buy to Let and Residential mortgages for clients with more complex needs. 


Buy To Let Overview

  • Up to 80% LTV
  • Loans up to £1m (up to £1.5m on our large loans product)
  • No limit to portfolio size, subject to maximum borrowing of £3m with us
  • Cater for specialist properties such as HMOs, short term lets and Multi Unit Blocks


Residential Range 

Our Residential range is designed for clients who just miss out on mainstream mortgages from the high street due to credit scores.

We may be able to help when clients fail a credit score due to:

  • High spending on credit cards
  • Being linked to someone with poor credit – even if they are historic links
  • Regular movers or those not on the voter role

To find out more about our products and criteria, click here.


Case submission

Our new online broker portal makes submitting a case quick and simple. If you already have a login, just click here to get started. If you don’t have a login, click here to complete the registration form. Registration will happen within 24 hours (weekdays only). If there is an urgent case you wish to discuss, please call our sales team between 9am-5:30pm Mon-Fri on 0344 770 8032.


Foundation Home Loans News

Foundation Home Loans have recently teamed up with Mortgage Solutions to bring you a mini guide to portfolio landlords. They have packed the guide full of useful information that will help you with your portfolio landlord cases.

Hopefully your buy to let clients know how the tax changes will affect them but they may often ask you, and while you can’t give them tax advice Foundation and Mortgage Solutions thought they would help you brush up on your knowledge so you can confidently point your clients in the right direction.

They also discuss Limited company vs individual buy to let purchases, and it can sometimes be difficult to know what the best option is for your buy to let clients. You can find out some of the key benefits and draw backs in the mini guide.

And this isn’t all, there is much more information in the mini guide to portfolio landlords that will help you advise in the best possible way.

Get the guide here


Contact details

Our team has a wealth of experience and knowledge and will be happy to help.

Take a look here to find your Regional Account Manager or contact our Broker Desk on 0344 770 8032.