Hampden & Co is the UK’s newest private bank, and we are pleased to advise that selected Paradigm member firms are able to introduce any suitable high net worth clients to them, and access its range of bespoke lending products covering both residential and buy-to-let mortgages.
The bank currently lends to individuals, families and commercial entities such as limited companies and partnerships; it also lends to trusts and SIPPs.
They do not lend based on income multiples or via computer-based models; it looks at each individual, understands that wealthy individuals can have income from multiple sources and maintains a flexible approach when assessing affordability.
One of the bank’s key requirements is that its banking staff meet with all prospective clients so that a full affordability assessment can be undertaken, and in order that suitable advice can be given where applicable.
If you are interested in finding out more or believe that Hampden & Co’s products would be suitable for your clients, please contact Riona.Mulherin@paradigmmortgages.com.