Precise Mortgages has been helping customers under-served by high street lenders or those with a less than perfect credit profile since our launch in 2010.

We believe that although your customer's case may be complex, applying for it shouldn't be. Our award-winning range of Buy to Let and Residential Mortgages, Bridging Finance and Second Charge Loans is designed to help you get the mortgage or loan your customer needs as quickly and easily as possible.

But don't just take our word for it. Our research* has found that:

  • 98% of customers agree that our products met their mortgage needs
  • 95% of customers agree our communications are clear and easy to understand
  • 94% of customers received their mortgage in time to complete on their required date

* Research conducted directly with customers of Precise Mortgages Q3 2019

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Highlights of Precise Mortgages' ranges include:

Buy to Let

  • Personal and Limited Company Structures of Ownership acceptable
  • Portfolio landlords – Precise Mortgages accept up to 20 individual mortgages to a combined value of £10 million (unlimited with other lenders)
  • 6 Bed HMOs and Multi-unit (MUBs) considered
  • Available in England, Wales & Scotland

Residential Mortgages

  • New build and help to buy purchases
  • Furloughed income considered 
  • Self-employed customers with 1 year’s figures accepted
  • Customers with less than perfect credit histories, including historic CCJs, defaults and unsecured/secured arrears considered

Bridging Finance

  • Downsizing
  • Additional securities accepted (Cross charging)
  • Chain Break:  Could be the solution if your customer wants to buy a new home whilst waiting for their current one to sell, or if a sale is in danger of falling through because of chain break

Second Charge Loans

  • Could be suitable for customers looking for an alternative to a remortgage
  • No early repayment charges if your customer decides to repay all or part of their loan early and no assessment fee for cases submitted to us direct
  • Employed and self employed customers considered.
Precise Mortgages

Precise Mortgages Toolkit

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