Proc Fees

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Click here to register for our Proc Fee Portal

 

Paradigm Mortgage Services has secured market-leading proc fees for you, as detailed below. In addition, you will also receive an equal share of the retained fee Paradigm earns per case, thus increasing your overall proc fee. This is paid out once a year as a lump sum as part of our annual rebate scheme. Put simply, using Paradigm as opposed to other club routes increases your income.

We have created this guide to put your mind at ease about using Paradigm. Your proc fees will either be paid directly to you by the Lenders or will be paid to Paradigm we will pay this to you within 24 hours of receiving the money and the statement. To find out which Lenders pay you directly and which ones pay Paradigm, and to see how frequently they pay, click here.

If you have any questions about this please call us on 03300 536061 or email procfees@paradigmmortgages.com.

Paradigm Mortgage Services

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Lender Proc Fees

Last updated: 27.07.20

Accord

Accord
Product Gross Net Gross Min Gross Max
Standard/Offset 0.45% 0.425% £200 No Max
BTL 0.50% 0.45% No Min No Max
Ported - additional loan (top up amount only) 0.30% 0.275% £50 No Max
Retention Product Transfer 0.30% 0.275% £50 No Max
BTL Product Transfer 0.30% 0.28% No Min No Max
Add Paradigm as Payment Route

Re-register online with Paradigm as your mortgage club.

Aldermore

Aldermore
Product Gross Net Gross Min Gross Max
Residential 0.45% 0.40%
Retention (All products) 0.35% 0.30%
All BTL 0.55% 0.50%
Add Paradigm as Payment Route

Go to ‘My Profile’ and select 'Change Submission Routes' to add Paradigm.

Barclays

Barclays
Product Gross Net Gross Min Gross Max
Residential and Offset products 0.35% 0.33% No min No max
Buy To Let 0.40% 0.35% No min No max
Retention 0.20% 0.18%
Further Advance 0.30% 0.28%
Add Paradigm as Payment Route

Email Barclays with your FCA number and user IDs to add Paradigm.

Bath BS

Bath BS
Product Gross Net Gross Min Gross Max
All products 0.375% 0.35% £150 No max
Add Paradigm as Payment Route

Put Paradigm as your payment route on your next application.

Beverley Building Society

Beverley Building Society
Product Gross Net Gross Min Gross Max
All products 0.37% 0.35%
Add Paradigm as Payment Route

You need to stipulate the Proc Fee payment route on each individual application, ensure you mention Paradigm on this. 

Bluestone Mortgages

Bluestone Mortgages
Product Gross Net Gross Min Gross Max
All products 0.60% 0.50%
Add Paradigm as Payment Route

Put Paradigm as your payment route on your next application.

BM Solutions

BM Solutions
Product Gross Net Gross Min Gross Max
BTL, H2H and Self Build 0.44% 0.39%
Add Paradigm as Payment Route

Put Paradigm as your payment route on your next application.

Cambridge BS

Cambridge BS
Product Gross Net Gross Min Gross Max
Residential & BTL 0.40% 0.37% £150
Retention products 0.20% 0.19%
Add Paradigm as Payment Route

Go to ‘My Profile’ and select 'Change Submission Route' to add Paradigm.

Chorley BS

Chorley BS
Product Gross Net Gross Min Gross Max
BTL 0.50% 0.45%
Residential 0.40% 0.35%
Add Paradigm as Payment Route

Call 01257 235001 or email Chorley BS requesting to add Paradigm.

Coventry

Coventry
Product Gross Net Gross Min Gross Max
Standard 0.43% 0.40% No min £15,000
BTL 0.43% 0.40% No min £15,000
Product Transfer 0.30% 0.28% No Min £15,000
Add Paradigm as Payment Route

Call 0800 121 7788 or email Coventry requesting to add Paradigm.

Darlington BS

Darlington BS
Product Gross Net Gross Min Gross Max
All products 0.35% 0.33% No min £1,050
Add Paradigm as Payment Route

Call 01325 741004 or email Darlington requesting to add Paradigm.

Earl Shilton

Earl Shilton
Product Gross Net Gross Min Gross Max
All Products 0.40% + £25 0.40% £250
Add Paradigm as Payment Route

Download and use the Paradigm submission form when submitting your next case.

Family BS

Family BS
Product Gross Net Gross Min Gross Max
Owner Occupier 0.42% 0.40% £189 No Max
BTL 0.52% 0.50% £234 No Max
Retention 0.22% 0.20% No Min No Max
Further Advances 0.27% 0.25% £5.40 No Max
Offset Mortgage 0.52% 0.50% £234 No Max
Family Mortgage 0.57% 0.55% £256.50 No Max
Add Paradigm as Payment Route
Put Paradigm as your payment route on your next application.

Fleet Mortgages

Fleet Mortgages
Product Gross Net Gross Min Gross Max
All products 0.50% 0.45%
Add Paradigm as Payment Route

Go to ‘User Profile’ and select 'Change my submission route list' to add Paradigm.

Foundation Home Loans

Foundation Home Loans
Product Gross Net Gross Min Gross Max
All Products 0.50% 0.45%
Add Paradigm as Payment Route

Register online and list Paradigm as your submission route

Furness BS

Furness BS
Product Gross Net Gross Min Gross Max
Resi & BTL 0.40% 0.38%
Retention 0.30% 0.28%
Add Paradigm as Payment Route
Put Paradigm as your payment route on your next application.

Gatehouse Bank

Gatehouse Bank
Product Gross Net Gross Min Gross Max
Home Purchase Plan 0.55% 0.50%
Single Unit BTL - UK resident 0.55% 0.50%
Limited Company and Portfolio BTL, UK Expat & International cases 0.70% 0.65%
HMO and MUFB 0.70% 0.65%
Product Transfer 0.30% 0.25%

Godiva

Godiva
Product Gross Net Gross Min Gross Max
BTL 0.43% 0.40% No min £15,000
BTL Product Transfer 0.30% 0.28% No Min £15,000
Add Paradigm as Payment Route

Call 0800 121 7788 or email Godiva requesting to add Paradigm.

Halifax

Halifax
Product Gross Net Gross Min Gross Max
All products including Product Transfer & Further Advance 0.36% 0.34%
Add Paradigm as Payment Route

Complete their online form with the 'additional payment route' request.

Hampden & Co

Hampden & Co
Product Gross Net Gross Min Gross Max
0.50% 0.45% £5000
Hampden & Co will pay a proc fee to Paradigm for all qualifying mortgage introductions
Add Paradigm as Payment Route

Say you're a Paradigm member when referring next case.

Hanley BS

Hanley BS
Product Gross Net Gross Min Gross Max
Residential 0.35% 0.33%
BTL 0.40% 0.35%
Self-Build 0.50% 0.45%
Add Paradigm as Payment Route

Login to your Hanley BS account, go to settings to add Paradigm Mortgage Services to your list of available mortgage clubs

Hinckley and Rugby

Hinckley and Rugby
Product Gross Net Gross Min Gross Max
All products 0.42% 0.40% £225 No Max
Add Paradigm as Payment Route
Put Paradigm as your payment route on your next application.

Hodge Lifetime

Hodge Lifetime
Product Gross Net Gross Min Gross Max
50+ Residential Mortgage 0.55% 0.50% £225 No max
55+ Product Transfer 0.25% 0.25% No min No max
Retirement Interest Only Mortgage 0.55% 0.50% £225 No max
RIO Product Transfer 0.25% 0.25% No min No max
Add Paradigm as Payment Route
Put Paradigm as your payment route on your next application.

HSBC

HSBC
Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38%

Interbay

Interbay
Product Gross Net Gross Min Gross Max
BTL, commercial & semi-commercial 1.05% 0.85%
Bridging 1.20% 1.00%
Add Paradigm as Payment Route

Select Paradigm in the ‘Source of Business’ section on next application.

Investec

Investec
Product Gross Net Gross Min Gross Max
Million Plus Range 0.50% 0.45% No min £14,500
Professional Mortgage Residential £750 £700
Professional Mortgage Buy to Let £1000 £900
Add Paradigm as Payment Route

Re-register online listing Paradigm as a payment route option.

Ipswich BS

Ipswich BS
Product Gross Net Gross Min Gross Max
All products 0.40% 0.37% £150
Minimum fee of £150 gross and £125 net. Additional Borrowing/Further Advance minimum fee of £150 gross and £140 net.
Add Paradigm as Payment Route

Email Ipswich BS requesting to add Paradigm.

Kensington

Kensington
Product Gross Net Gross Min Gross Max
All Products 0.50% 0.40% No Min No Max
Add Paradigm as Payment Route

Go to 'Admin' tab and select 'Your Profile'. Select 'change preferred mortgage club' and choose Paradigm.

Kent Reliance

Kent Reliance
Product Gross Net Gross Min Gross Max
Residential 0.40% 0.35% No Min No Max
Buy to Let 0.50% 0.45% No Min No Max
Retention products 0.30% 0.27% No Min No Max
Further Advance - Residential 0.40% 0.35% £150 No Max
Further Advance - BTL 0.50% 0.45% £150 No Max
Add Paradigm as Payment Route

Email Kent Reliance requesting to add Paradigm.

Keystone

Keystone
Product Gross Net Gross Min Gross Max
All Products 0.80% 0.70%
Add Paradigm as Payment Route

Re-submit their registration form and email to Keystone.

Landbay

Landbay
Product Gross Net Gross Min Gross Max
All Products 0.55% 0.45%
Add Paradigm as Payment Route

Email Jasmin at Landbay requesting to add Paradigm.

Leeds BS

Leeds BS
Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37% No min £5,000
BTL and Holiday Lets 0.50% 0.45% No min £3,750
Product Transfers - Residential 0.20% 0.18% No Min £2,500
Product Transfers - BTL 0.20% 0.18% No Min £1,500
Add Paradigm as Payment Route

Email Leeds BS requesting to add Paradigm.

LendInvest

LendInvest
Product Gross Net Gross Min Gross Max
All products 0.7% 0.6%
Add Paradigm as Payment Route

Put Paradigm as your payment route on your next application.

Mansfield Building Society

Mansfield Building Society
Product Gross Net Gross Min Gross Max
Residential 0.37% 0.35%
Buy to Let 0.42% 0.40%
Add Paradigm as Payment Route

Contact The Mansfield’s Intermediary Sales Support team on 01623 676360 or email brokers@mansfieldbs.co.uk

Marsden BS

Marsden BS
Product Gross Net Gross Min Gross Max
Residential 0.40% + £25 0.40%
BTL 0.40% + £25 0.40%
Older Borrowers/Retired 0.40% + £25 0.40%
Expat Residential 0.40% + £25 0.40%
Expat BTL 0.40% + £25 0.40%
Add Paradigm as Payment Route
Put Paradigm as your payment route on your next application.

Masthaven

Masthaven
Product Gross Net Gross Min Gross Max
First Charge 0.55% 0.50%
Second Charge 1.10% 1.00%
Add Paradigm as Payment Route

Go to 'My Profile' and select 'Add or remove submissions routes' to add Paradigm. Select Paradigm on your next application.

MBS Lending

MBS Lending
Product Gross Net Gross Min Gross Max
Near Prime Enhance, Near Prime & Credit Assist (including shared ownership and right to buy products) 0.55% + £25 0.55% £150 £1000
Credit Recovery 0.65% + £25 0.65% £150 £1000
Retention 0.25% + £25 0.25% £150 £1000
Add Paradigm as Payment Route
Put Paradigm as your mortgage club on your next application.

Melton Building Society

Melton Building Society
Product Gross Net Gross Min Gross Max
All Products (excl. retention) 0.35% + £25 0.35% £150 £1000
Retention 0.25% + £25 0.25% £150 £1000
Add Paradigm as Payment Route
Put Paradigm as your mortgage club on your next application.

Metrobank

Metrobank
Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38% £20,000
BTL 0.43% 0.41% £20,000
Product Transfer 0.30% 0.285
Add Paradigm as Payment Route

Email Metrobank requesting to add Paradigm.

MT Finance

MT Finance
Product Gross Net Gross Min Gross Max
All products 1.75% 1.25%
Add Paradigm as Payment Route

Choose Paradigm as the payment route from the drop down list when submitting a new case.

Nationwide

Nationwide
Product Gross Net Gross Min Gross Max
Residential Products 0.35% 0.33% No Min No Max
Retention 'Switcher' products 0.20% 0.19% No Min No Max
Add Paradigm as Payment Route

Go to 'Manage My Details' and add Paradigm to list of mortgage clubs.

NatWest Intermediary Solutions

NatWest Intermediary Solutions
Product Gross Net Gross Min Gross Max
BTL 0.45% 0.40% £250 £10,000
Residential/Remortgage 0.35% 0.32% £250 £10,000
Product Transfer 0.20% 0.18% No Min £10,000
Add Paradigm as Payment Route

Log in, select 'maintain details' and then 'add payment path' to add Paradigm.

Newbury Building Society

Newbury Building Society
Product Gross Net Gross Min Gross Max
All products 0.37% 0.35%
Add Paradigm as Payment Route

Call 01635918000 or email brokerenquiries@newbury.co.uk requesting to add Paradigm as a payment route.

Newcastle Intermediaries

Newcastle Intermediaries
Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37%
BTL 0.50% 0.45%
Product Transfer 0.20% 0.18%
Add Paradigm as Payment Route

Login and select 'Mortgage Club details' to add Paradigm.

Nottingham Building Society

Nottingham Building Society
Product Gross Net Gross Min Gross Max
Residential 0.40% 0.38% £200 (gross) £2000 (gross)
BTL 0.40% 0.38% £200 (gross) £2000 (gross)
Limited Company BTL 0.55% 0.50% £200 (gross) £2000 (gross)
Add Paradigm as Payment Route

Re-register online listing Paradigm as a payment route option.

Paragon

Paragon
Product Gross Net Gross Min Gross Max
All products 0.55% 0.50% £300
Minimum gross fee is £300, with a minimum net fee £270
Further Advances 0.55% 0.50% £300
Product Transfers 0.30% 0.28% £300
Second Charge 1.50% 1.25% £300
Bridging 0.75% 0.70% £300
Add Paradigm as Payment Route

If you are already registered with Paragon and wish to switch your payment route to Paradigm, please email mortgagesalessupport@paragonbank.co.uk, copying in Moray Hulme (moray.hulme@paragonbank.co.uk) when requesting the change.

Pepper Homeloans

Pepper Homeloans
Product Gross Net Gross Min Gross Max
All Products 0.50% 0.40%
Add Paradigm as Payment Route

Put Paradigm as your mortgage club on your next application.

Platform

Platform
Product Gross Net Gross Min Gross Max
BTL 0.48% 0.43% No min £1,680
Mainstream 0.40% 0.37% No min £4,000
Retention/Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route
Put Paradigm as your mortgage club on your next application.

Precise Mortgages

Precise Mortgages
Product Gross Net Gross Min Gross Max
Residential & Buy to Let 0.60% 0.50%
Refurbishment Buy to Let 1.20%* 1.00%*
*0.60% Gross/0.50% Net is to be paid on completion of the bridge. 0.60% Gross/0.50% Net is to be paid on completion of the BTL element.
Bridging & Short Term Lending 1.75% 1.30%
Fee Free Bridging 1.00% 0.90%
2nd Charge Loans 1.50% 1.25%
Product Transfer 0.30% 0.28%
Add Paradigm as Payment Route

Go to 'User Profile' and select 'Change my submission route list' to add Paradigm.

Principality

Principality
Product Gross Net Gross Min Gross Max
Standard 0.40% 0.38% No min £2,500
BTL 0.40% 0.38% No min £2,500
Retention 0.20% 0.18% No min £2,500
Add Paradigm as Payment Route

Please complete this form and email to Principality.

Progressive

Progressive
Product Gross Net Gross Min Gross Max
All products (over £30k) 0.38% 0.36% £175 £2,000
Retention 0.20% 0.18% £200 No max

Santander

Santander
Product Gross Net Gross Min Gross Max
Standard Residential 0.34% 0.32% £250
BTL 0.45% 0.40% £250
Retention Products 0.20% 0.18%
Add Paradigm as Payment Route

Call 0141 275 7900 or email Santander requesting to add Paradigm.

Scottish Widows Bank

Scottish Widows Bank
Product Gross Net Gross Min Gross Max
All products including Additional Borrowing, Product Transfer & Porting 0.36% 0.34% No Min No Max
Add Paradigm as Payment Route

Complete their panel registration form and email to Scottish Widows.

Skipton Building Society

Skipton Building Society
Product Gross Net Gross Min Gross Max
Residential 0.40% 0.37% £100 £4,000 (£3,700 Net)
BTL 0.50% 0.45% £100 £3,750 (£3,375 Net)
Residential Retention 0.30% 0.28%
BTL Retention 0.35% 0.32%
Shared Ownership 0.45% 0.41%
Add Paradigm as Payment Route
Put Paradigm as your mortgage club on your next application.

Swansea Building Society

Swansea Building Society
Product Gross Net Gross Min Gross Max
Residential & BTL 0.37% 0.35%
Add Paradigm as Payment Route

For each new case, you will need to complete a Mortgage Application Form (Broker), on which you should detail Paradigm as your chosen payment route. Alongside this, you must also submit the Paradigm Submission Sheet.

The Mortgage Lender

The Mortgage Lender
Product Gross Net Gross Min Gross Max
Residential 0.80%* 0.50% *Includes a marketing allowance. The gross for members is 0.58%
BTL 0.60% 0.50%
Add Paradigm as Payment Route

Add Paradigm as a payment route within your user settings.

The Mortgage Works

The Mortgage Works
Product Gross Net Gross Min Gross Max
Buy to Let 0.44% 0.39% No Min No Max
Retention 0.20% 0.19% No Min No Max
Large Portfolio 0.54% 0.49% No Min No Max
Limited Company BTL 0.54% 0.49% No Min No Max
Add Paradigm as Payment Route

Got to your 'Manage My Details' and add Paradigm to list of mortgage clubs.

Tipton BS

Tipton BS
Product Gross Net Gross Min Gross Max
Residential 0.42% 0.40%
BTL 0.45% 0.40%
Add Paradigm as Payment Route
Put Paradigm as your mortgage club on your next application.

Together

Together
Product Gross Net Gross Min Gross Max
Resi & BTL 0.60% 0.50%
Bridging 1.00% 0.90%
Add Paradigm as Payment Route

Re-register on their online application system, My Broker Venue (takes 24 hours).

TSB

TSB
Product Gross Net Gross Min Gross Max
Residential 0.35% 0.33%
BTL 0.44% 0.39%
Product Transfers 0.28% 0.27%
Add Paradigm as Payment Route
Put Paradigm as your mortgage club on your next application.

Vida Homeloans

Vida Homeloans
Product Gross Net Gross Min Gross Max
Residential 0.45% 0.40%
Buy To Let 0.50% 0.45%
Add Paradigm as Payment Route

Re-register online with Paradigm as your mortgage club.

Virgin Money

Virgin Money
Product Gross Net Gross Min Gross Max
Residential, BTL & Shared Ownership 0.50% 0.45% No min No max
Product Transfer 0.38% 0.35% No min No max
Ported 0.50% 0.45% No Min No Max
Add Paradigm as Payment Route

Visit their website and 'Update your details' to add Paradigm.

Zephyr Homeloans

Zephyr Homeloans
Product Gross Net Gross Min Gross Max
All products 0.50% 0.45%
Add Paradigm as Payment Route

If you are already registered with Zephyr, and would like to change your payment route to Paradigm, you can do so on your Zephyr user profile - find instructions on how to do so here

Procuration fees (proc fees) may be subject to lender restrictions such as minimum loans and maximim payments and are subject to change without notice. Proc fees are not normally available on further advances. We, Paradigm Mortgage Services do not accept responsibility for the communication of information on lender products or proc fees, nor can we guarantee being able to secure a loan offer according to product details and interest rates disclosed at the time of the application. It is your responsibility to ensure the correct gross procuration fee is displayed in the KFIs issued to clients.

The procuration fees listed are for reference only and our subject to change at short notice. Prior to submission of any mortgage application, Paradigm members should confirm what remuneration will be paid by contacting the lender directly. Paradigm will not reimburse members for any differences between figures listed and the amount received by the member from the lender.